Crusader Cars

How Leasing Works

A lease is essentially a long-term rental agreement, offering exclusive use of a car for a set period at a fixed monthly price.

As a business, this can be a cost-efficient method of funding your vehicles as it takes advantage of the tax and vat regulations to reduce the whole life running cost of your vehicles and is supported by the buying power of Leasing Gorilla and our approved finance companies to assist in reducing the cost even further.

Leasing Explained 

With Leasing you pay an initial rental followed by a series of monthly payments and at the end of the agreement, you simply return the vehicle. Your monthly rentals include: the Depreciation by far the greatest cost of running any new vehicle. Interest Charges, on the capital outstanding. Usually Road Fund Licence (Road Tax) for the contract period and can include Full Maintenance (if specified) covering everything from servicing to tyres and breakdown repairs essentially anything that is not the result of abuse or accident.

Leasing a car lets you avoid any unexpected costs by offering a fixed monthly payment for the term of the lease.

Unlike dealer finance or bank loans you only pay for the depreciation of the vehicle over the term rather than the full capital value.

Rather than pay large deposits you simply pay a small initial amount, usually equivalent to three monthly payments, at the start of the lease.

Then, at the end of the lease period (typically two or three years), you simply hand the car back. The job of selling the car and picking up the tab for depreciation is the responsibility of the lease company.

If you take a maintenance agreement your only responsibility is to fully insure the vehicle throughout the contract and return it good condition and within the agreed mileage allowance. Do not worry if you go over your mileage as there is either a simple excess mileage charge or some finance companies will change your payments mid contract to reflect your change in circumstances.

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Leasing FAQs

Our quick and handy FAQ answers the most common leasing questions we receive from our customers.

Do I own the car?

No. The finance company owns the vehicle; they will be registered keeper of the vehicle.

How long will delivery take?

Delivery times vary dependant on the manufacturer, the offer and the type of deal your looking to take advantage of. If your speccing a car from factory then delivery can vary significantly, from 12 weeks to 6+ months. Stock offers are tyically available within a few weeks of completing your order.

Initial Rental - What is it?

An initial rental is the first rental payment you will make to the finance company. Some people call it a deposit, but it's not. It's typically taken 1-2 weeks after you've taken delivery of your car. This payment is usually a multple of your monthly rental which is typically 1,3,6,9 or 12x the monthly rental. This then adjusts how much you pay every month. The higher the initial rental the lower your ongoing monthly rental and vice versa.

Popular Manufacturers

We have great lease deals on models from every major manufacturer. View All Manufacturers

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